Commercial property decisions · Investment
How rent, vacancy and debt move your cash flow
Start with the rent roll and operating statement. See NOI, cap rate and debt coverage, then change the assumptions you want to test.
Local knowledge. A clearer decision.What to bring: rent roll, operating expenses, reserves, purchase price, cash investment and lender terms.
Your assumptions
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The decision, in numbers
Scenario A
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Useful context for this decision
Separate income from financing
Use the investment guide to identify the assumptions behind the property statement.
Read the guide →
NOI and debt coverage, defined
Check the meaning of each ratio before comparing it.
Read the guide →
Confirm the debt service
Compare these terms with your actual lender quote.
Read the guide →When you are ready
Talk with Tim's team about this property
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Your assumptions
Scenario A
| Input | Value | Source / date |
|---|---|---|
| The base figures describe | actual | Not supplied · Undated |
| Purchase-price assumption | Unknown | Not supplied · Undated |
| Potential annual rent | Unknown | Not supplied · Undated |
| Vacancy and collection loss (%) | Unknown | Not supplied · Undated |
| Other annual property income | Unknown | Not supplied · Undated |
| Annual operating expenses | Unknown | Not supplied · Undated |
| Annual capital reserve allowance | Unknown | Not supplied · Undated |
| Initial cash invested | Unknown | Not supplied · Undated |
| Debt service source | quoted | Not supplied · Undated |
| Annual debt service | Unknown | Not supplied · Undated |
| Potential rent change (%) | Unknown | Not supplied · Undated |
| Sensitivity vacancy / collection loss (%) | Unknown | Not supplied · Undated |
| Operating expense change (%) | Unknown | Not supplied · Undated |
| Debt in the sensitivity case | same | Not supplied · Undated |
