Commercial & land calculators · Investing

Cap Rate, NOI & DSCR Calculator

Income, expenses and debt on one page, with what-ifs.

Start with the rent roll and operating statement. See NOI, cap rate and debt coverage, then change the assumptions you want to test.

Cap Rate, NOI & DSCR CalculatorLocal knowledge. A clearer decision.

Bring the rent roll, operating expenses, purchase price, cash investment and lender terms.

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Your numbers

Step 1 of 3 · Property income

Property income

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Loan
What-if loan

Cap Rate, NOI & DSCR Calculator

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Before-tax figures, not a lending decision, appraisal or investment rating. Lenders may underwrite income, expenses and reserves differently.

Where our formulas come from

OCC: commercial property finance ↗

How this calculator works

Method

NOI = rent − vacancy loss + other income − operating expenses. Cap rate = NOI ÷ purchase price. DSCR = NOI ÷ annual debt service. Cash flow = NOI − debt service − reserves. The what-if column applies your rent, vacancy, expense and loan changes to the same formulas.

Limits

Before-tax figures, not a lending decision, appraisal or investment rating. Lenders may underwrite income, expenses and reserves differently.

Sources