Client decision tools
Commercial property decisions, in your own numbers.
Bring your own quotes and assumptions. See complete results, compare scenarios and keep a printable copy before choosing a next step.
What this lease really costs per month and per square foot
Base rent is the number on the term sheet. Occupancy cost is base rent plus everything the lease pushes to you: CAM, taxes, insurance, utilities, parking, build-out you fund, deposits you post. Enter the quote line by line and see the real monthly figure, the effective rent, and the cash you need before the doors open.
What to bring: the term sheet or LOI, last year's operating expense statement for the building, your contractor's build-out quote, and the landlord's allowance terms.
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Lease the commercial space or own it, over the same years
Rent and a loan payment are not the full comparison. Bring both options onto one horizon, including capital, operating costs, debt maturity and your entered exit.
What to bring: the lease quote, purchase and loan terms, operating costs, and a separately justified exit assumption.
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How rent, vacancy and debt move your cash flow
Start with the rent roll and operating statement. See NOI, cap rate and debt coverage, then change the assumptions you want to test.
What to bring: rent roll, operating expenses, reserves, purchase price, cash investment and lender terms.
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How much space you need, and what the move costs
Build the space from the activities it must hold. Then add the cash needed to make the new location operational, including the months when two locations overlap.
What to bring: your functional-area requirements, space quote, build-out and moving estimates, allowance terms and opening dates.
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Get your land ready to sell, document by document
Start with what you have, mark what is missing and put quoted preparation work on a timeline. You can build a useful packet without entering an address.
What to bring: document status, professional quotes, expected lead times and known dependencies. Unknown is a useful answer.
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Draws, interest, delay: what the project really needs
Put phase spending, equity and loan draws in the months they occur. The interest table shows what drawn debt costs, where cash runs short and what a delay adds.
What to bring: phase budgets, dated draw and equity plans, loan terms, carrying costs and expected completion.
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