Commercial property decisions · Occupancy
Lease the commercial space or own it, over the same years
Rent and a loan payment are not the full comparison. Bring both options onto one horizon, including capital, operating costs, debt maturity and your entered exit.
Local knowledge. A clearer decision.What to bring: the lease quote, purchase and loan terms, operating costs, and a separately justified exit assumption.
Your assumptions
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The decision, in numbers
Scenario A
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Your assumptions
Scenario A
| Input | Value | Source / date |
|---|---|---|
| Quoted base rent | Unknown | Not supplied · Undated |
| Quote units | annual-sf | Not supplied · Undated |
| Rentable square feet | Unknown | Not supplied · Undated |
| Usable square feet | Unknown | Not supplied · Undated |
| Lease start date | Unknown | Not supplied · Undated |
| Lease term (months) | Unknown | Not supplied · Undated |
| Annual escalation (%) | Unknown | Not supplied · Undated |
| Initial base-rent-free months | Unknown | Not supplied · Undated |
| Are pass-throughs also waived in those months? | no | Not supplied · Undated |
| CAM | Unknown | Not supplied · Undated |
| Property taxes | Unknown | Not supplied · Undated |
| Insurance | Unknown | Not supplied · Undated |
| Utilities | Unknown | Not supplied · Undated |
| Parking | Unknown | Not supplied · Undated |
| Management fee | Unknown | Not supplied · Undated |
| Other | Unknown | Not supplied · Undated |
| Does the quote include percentage rent? | no | Not supplied · Undated |
| Buildout paid before opening | Unknown | Not supplied · Undated |
| Refundable security deposit | Unknown | Not supplied · Undated |
| Confirmed allowance reimbursement | Unknown | Not supplied · Undated |
| Allowance received in month | Unknown | Not supplied · Undated |
| End-of-term restoration / exit cost | Unknown | Not supplied · Undated |
| Purchase price | Unknown | Not supplied · Undated |
| Down payment | Unknown | Not supplied · Undated |
| Purchase closing / financing fees | Unknown | Not supplied · Undated |
| Note rate (%) | Unknown | Not supplied · Undated |
| Amortization (months) | Unknown | Not supplied · Undated |
| Loan maturity (months) | Unknown | Not supplied · Undated |
| Interest-only debt? | no | Not supplied · Undated |
| Monthly ownership operating costs | Unknown | Not supplied · Undated |
| Capital spending at acquisition | Unknown | Not supplied · Undated |
| Include a sale at the horizon? | no | Not supplied · Undated |
| Show a user-entered discount rate? | no | Not supplied · Undated |
