Home decisions · Moving

Will your cash last until the old house closes?

Two closings rarely move in lockstep. Put the purchase, move and sale funds on actual dates, then test what a delay does to the cash in between.

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Planning a home moveLocal knowledge. A clearer decision.

What to bring: estimated closing cash, available savings, sale payoff information and any committed bridge terms.

Your assumptions

Unknown. Leave blank until you have the number. We will show the total as incomplete rather than pretend it is zero.

Dates that move money

The sale date and the date you can use its proceeds can differ.

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The decision, in numbers

Scenario A

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Useful context for this decision

When you are ready

Plan the order of my sale and purchase

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Plan the order of my sale and purchase

Your assumptions

Scenario A

InputValueSource / date
Planning startsUnknownNot supplied · Undated
New purchase closingUnknownNot supplied · Undated
Moving dateUnknownNot supplied · Undated
Old-home sale closesUnknownNot supplied · Undated
Sale funds availableUnknownNot supplied · Undated
Liquid cash availableUnknownNot supplied · Undated
Reserve to preserveUnknownNot supplied · Undated
New purchase cash still due at closingUnknownNot supplied · Undated
New purchase loan principalUnknownNot supplied · Undated
New-home total monthly cashUnknownNot supplied · Undated
MovingUnknownNot supplied · Undated
StorageUnknownNot supplied · Undated
Temporary housingUnknownNot supplied · Undated
Old loan principalUnknownNot supplied · Undated
Old loan note rate (%)UnknownNot supplied · Undated
Remaining amortization (months)UnknownNot supplied · Undated
Old-home monthly costs excluding loanUnknownNot supplied · Undated
Entered sale priceUnknownNot supplied · Undated
Negotiated sale fee (%)UnknownNot supplied · Undated
Other selling costsUnknownNot supplied · Undated
Preparation and repairsUnknownNot supplied · Undated
Committed proceedsUnknownNot supplied · Undated
Borrowed funds availableUnknownNot supplied · Undated
Simple annual interest (%)UnknownNot supplied · Undated
Origination / financing feesUnknownNot supplied · Undated

A timing worksheet, not a financing commitment. Confirm payoff, funds availability, payment dates and intraday closing requirements.

Calculation version 2026-09-19.1 · Maintained by Tim M. Clarke Team · Reference review 2026-09-19.

CFPB: Loan Estimate

Transparent, editable assumptions

What goes into Scenario A

Use your entered assumptions and inspect the reconciliation and monthly schedule. Each result uses the same versioned calculation as your export.

These labels stay with your downloaded scenario. Choose “From a document” only when your own document supports the value.

Planning startsUnknown
New purchase closingUnknown
Moving dateUnknown
Old-home sale closesUnknown
Sale funds availableUnknown
Liquid cash availableUnknown
Reserve to preserveUnknown
New purchase cash still due at closingUnknown
New purchase loan principalUnknown
New-home total monthly cashUnknown
MovingUnknown
StorageUnknown
Temporary housingUnknown
Old loan principalUnknown
Old loan note rate (%)Unknown
Remaining amortization (months)Unknown
Old-home monthly costs excluding loanUnknown
Entered sale priceUnknown
Negotiated sale fee (%)Unknown
Other selling costsUnknown
Preparation and repairsUnknown
Committed proceedsUnknown
Borrowed funds availableUnknown
Simple annual interest (%)Unknown
Origination / financing feesUnknown