Home decisions · Selling

Your net proceeds, as-is or after repairs

A higher sale price can still leave less in your account. Put two prices, a contractor quote and the extra carrying time on the same net sheet.

No account neededCalculates on your deviceYour figures, your assumptions
Home seller planningLocal knowledge. A clearer decision.

What to bring: your loan balance and terms, sale-cost estimates, repair quotes and two possible closing dates.

Your assumptions

Unknown. Leave blank until you have the number. We will show the total as incomplete rather than pretend it is zero.

Two sale scenarios

Enter your own price assumptions. Neither price is a valuation.

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The decision, in numbers

Scenario A

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Useful context for this decision

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Discuss my sale and preparation plan

Your assumptions

Scenario A

InputValueSource / date
Planning startsUnknownNot supplied · Undated
As-is sale priceUnknownNot supplied · Undated
As-is closing dateUnknownNot supplied · Undated
Repair-first sale priceUnknownNot supplied · Undated
Repair-first closing dateUnknownNot supplied · Undated
Negotiated sale fees (% of price)UnknownNot supplied · Undated
Other sale fees: attorney, transfer tax and quoted costsUnknownNot supplied · Undated
As-is buyer concessionsUnknownNot supplied · Undated
Repair-first buyer concessionsUnknownNot supplied · Undated
As-is tax / HOA prorationsUnknownNot supplied · Undated
Repair-first tax / HOA prorationsUnknownNot supplied · Undated
Current loan principalUnknownNot supplied · Undated
Current note rate (%)UnknownNot supplied · Undated
Remaining amortization (months)UnknownNot supplied · Undated
Monthly taxes, insurance, HOA, utilities and maintenance — excluding loanUnknownNot supplied · Undated
Repair and preparation quotesUnknownNot supplied · Undated

An NC seller planning sheet, not a valuation or settlement statement. Confirm sale costs and dated payoff figures with your agent, lender and closing attorney.

Calculation version 2026-09-19.1 · Maintained by Tim M. Clarke Team · Reference review 2026-09-19.

CFPB: Loan Estimate

Transparent, editable assumptions

What goes into Scenario A

Use your entered assumptions and inspect the reconciliation and monthly schedule. Each result uses the same versioned calculation as your export.

These labels stay with your downloaded scenario. Choose “From a document” only when your own document supports the value.

Planning startsUnknown
As-is sale priceUnknown
As-is closing dateUnknown
Repair-first sale priceUnknown
Repair-first closing dateUnknown
Negotiated sale fees (% of price)Unknown
Other sale fees: attorney, transfer tax and quoted costsUnknown
As-is buyer concessionsUnknown
Repair-first buyer concessionsUnknown
As-is tax / HOA prorationsUnknown
Repair-first tax / HOA prorationsUnknown
Current loan principalUnknown
Current note rate (%)Unknown
Remaining amortization (months)Unknown
Monthly taxes, insurance, HOA, utilities and maintenance — excluding loanUnknown
Repair and preparation quotesUnknown