Home decisions · Renovation

The whole project, including the months it takes

The contractor quote is one part of the project. Add acquisition, permits, contingency and the payments that continue while the work is underway.

No account neededCalculates on your deviceYour figures, your assumptions
Planning home improvementsLocal knowledge. A clearer decision.

What to bring: purchase and financing terms, itemized quotes, timing, and your own resale or rental assumptions if relevant.

Your assumptions

Unknown. Leave blank until you have the number. We will show the total as incomplete rather than pretend it is zero.

Acquisition and intent

No resale price or rent is predicted.

Not supplied

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The decision, in numbers

Scenario A

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Useful context for this decision

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Your assumptions

Scenario A

InputValueSource / date
Your projectownerNot supplied · Undated
Purchase priceUnknownNot supplied · Undated
Acquisition closing costsUnknownNot supplied · Undated
Project duration (months)UnknownNot supplied · Undated
Monthly taxes, insurance, utilities and HOA — excluding loanUnknownNot supplied · Undated
Contractor cost linesUnknownNot supplied · Undated
Contractor deposit at acquisitionUnknownNot supplied · Undated
Permitting costsUnknownNot supplied · Undated
Design / professional costsUnknownNot supplied · Undated
Contingency modeled as spentUnknownNot supplied · Undated
Acquisition loan principalUnknownNot supplied · Undated
Note rate (%)UnknownNot supplied · Undated
Amortization (months)UnknownNot supplied · Undated

No after-repair valuation, rental forecast or contractor recommendation. The payment schedule is a simplified planning assumption; confirm quotes and lending terms.

Calculation version 2026-09-19.1 · Maintained by Tim M. Clarke Team · Reference review 2026-09-19.

CFPB: Loan Estimate

Transparent, editable assumptions

What goes into Scenario A

Use your entered assumptions and inspect the reconciliation and monthly schedule. Each result uses the same versioned calculation as your export.

These labels stay with your downloaded scenario. Choose “From a document” only when your own document supports the value.

Your projectowner
Purchase priceUnknown
Acquisition closing costsUnknown
Project duration (months)Unknown
Monthly taxes, insurance, utilities and HOA — excluding loanUnknown
Contractor cost linesUnknown
Contractor deposit at acquisitionUnknown
Permitting costsUnknown
Design / professional costsUnknown
Contingency modeled as spentUnknown
Acquisition loan principalUnknown
Note rate (%)Unknown
Amortization (months)Unknown